Just did a month overseas and the week prior to going St George bank contacted my Mrs questioning if she just purchased two Apple gift cards in USA for $149.99 each. Short answer NO! Card cancelled and new card sent as a priority. The replacement card arrived the day we left for holiday. Two weeks into the holiday St George contacted me asking if i had bought Uber eats in USA for $16. Short answer NO! So now my card cancelled just leaving wifes card. Week three St George contact us asking if wife was back in Australia as a $4.99 transaction occurred then was reversed immediately. Short answer NO. St George told us they would keep the card active and we needed to monitor the statements as the card is only three and a bit weeks old.....arrive home and find the card was used to buy UBER eats 3 times while we were in the air totalling $65 in Sydney. St George have been fantastic and never disputed or questioned anything and reimbursed us for everything. We had a really good chat with one of the fraud guys and got a pro tip that i wasn't aware of ......use your iphone pay or google pay on the phone .....the ccv, the three digit code on the back of the card, can be different for variance suppliers but if you send your details via the internet it remains the same, a bit like a two step verification. Morale of the story....check your statement...second point....bring back CASH!