I don't know? but I've noticed all the late model Harleys seem too tight.
Or.... Just have the shop do it when they replace the rear tyre!
It should be you sitting on the bike Far Canal, or someone else the same weight as you.
I just got my missus to sit on the bike holding a 20kg bag of dog food to bring it up to my weight.
I like your theory, I would not have thought a ratchet strap, when you take your bike to a dealer and they adjust belt do they need to know your weight to adjust belt or before you ride 2 up do need to readjust belt.