with qbe and i have v&h pipes and there on the list of extras on my policy
I have always used Insure My Ride. HD through in the insurance when I bought the bike and its currently with Swann. May look to go back to Insure My Ride when it comes around. On my last bike they insured everything including $2,000 worth of gear AND for an amount way above market level due to the customisations. Never asked me for squat.
I did add $5000 worth of extras to the Swann cover too. Pipes and all, and they never asked questions either.