Personal Accident Insurance (important)

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  • Broker
    Broker
    12 years ago

     Lucky, been in the business 25 yrs (insurance broking). Thats not correct.  How many Harleys have standard pipes? none of them insured? Your friend needs to talk to the right insurers. If he is doing an online tick abox quote chances are the default on non standard anything is decline. he only needs to google bike insurance. I am happy to help if someone needs it but am not on the forum for business.  

    Stay upright!

    Broker.

  • Broker
    Broker
    12 years ago

     In fact i had a call from a distressed client not knowing i was into bikes asking me if i knew any insurers that would insure his bike because every insurer he spoke to didnt have a clue and wouldnt insure.  He had bought a Deus Ex Machina cafe Racer custom built by the guys here in Sydney off an imported 70's Yamaha frame. Had it insured same day for less than $500........ That was a bike where nothing was standard and was insurable.

  • Broker
    Broker
    12 years ago

     No worries lucky, email me at      aherrett@businsaust.com.au   and we will sort it out. 

    Cheers

    Broker (Andrew)

  • Cruisin
    Cruisin
    11 years ago

    I had an at fault bike accident in feb 2012 and my greenslip has so far paid all costs through there lifetime care and support scheme.

    The big catch being I had to suffer a "catastrophic" injury to qualify. In saying that I am glad that they have such a thing because my

    bill so far is over 100k n rising. (that is the mcis levy of $100on ya greenslip). As for the super fund total disability that was only 60 grand

    and I think claiming that would mean that I would be giving up any hope of returning to work.

  • shingles
    shingles
    11 years ago

    • WELL I had a serious accident 2006 lucky W comp qld payed my way 4 5 yrs an because my injuries were severe and never recover use of leg and other parts the amount didn't drop down after first full pay amount per week for time they pay highest amount cant tell all details but I was paid nearly 5yrs then they settled and pay you out ,then I tried 2 claim TPD
    • in my super fund coz aint goin back working in what I did so I go threw process and then was told my boss was behind in paying into super fund which means we cant pay u that 150k because he hasn't put payments in fund 4 the last 4mths so that's why im writeing this now .the company said my super is still in fund and im covered 4 death even
    • though no employer amounts have been paid coz they take money out of fund 2 keep death cover going but not the TPD fund why I asked an was told that's just how it is ,now if you haven't worked 4 a while 4-6mths and no money is paid into super fund with BUS Q and have a serious accident NO TPD payout ive spoken 2 government ombudsmen
    • about this and he said nothing can be done ,he said you should make sure your employer is keeping up payments to super fund what do I drag him down to bank an make him pay now we had union on site a few weeks before because he hadn't paid and refused to work until our payments were up 2 date he went away with them and came back with him & said its all sorted now well guess what they lied he probably slipped them an amount 2 just give him more time but no one can inforce companies to pay
    • super ,there is no policeing buy separate gov dept to insure this does not happen sure its a law but who's enforceing it no one ,unions can hassle employers but cannot enforce companies to pay ,most do but theres a lot that don't o I could sue him in a civil matter but nothings in his name house etc and business folded ,so I missed out on

       

       
    • 150k then I find out I was entitled  60k  through a company called ONE PATH and ive never paid them never even even heard of them but it is true I no guys that have been paid now they don't go around advertiseing this and I found out by bumping into fellow steelfixer mate who told me and I thought he was pulling my leg but he wasn't ,so I rang and yes im entitled then yes was his answer and sent me forms well was quite involed you know drs specailists and a host of other stuff tests bla bla, but  guess what
    •  
    • because employer didn't keep super payments up 2 date sorry we cant pay you they wanted 2 pay but couldn't im depressed tryin 2 write this so I lost 200k o well the man on the phone said at least your still alive SHINGLES im tryin 2 make my writeing easier 2 read and this was best I could do

     

  • mickle
    mickle
    11 years ago
    Sorry to hear about your cunt of a ex boss Shingles, you hear this all the time about employers not paying employees super entitlements
    into the fund.
    The employer should be liable for the 200k you missed out on even though you say he is broke I bet he isn't, and no problems at all mate
    in reading your post, its better when you break it up a bit like you have.
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